vendredi 3 mai 2013

BOAT INSURANCE

With Progressive's specialized boat insurance coverage, you can relax knowing you have coverage for your boat or personal watercraft. Just like automobile insurance, we make boat insurance easy-you can even get a boat insurance quote online and print your insurance card today!

Boat Insurance Features

A Progressive boat insurance policy comes with plenty of options for specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more.

Get a Boat Insurance Quote and Much More

With so many boat insurance options, we provide you with information to help you choose the best coverage for your boat or personal watercraft.

Boat insurance covers many kinds of boats, so even if you're looking for specific coverage—like personal watercraft insurance,jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance—a boat insurance policy is what you need.

Start building your policy today with a Progressive boat insurance quote, and check out our great boat insurance rates!

BUSINESS INSURANCE

Business insurance helps protect contractors and small business owners against various risks that could result in devastating financial problems. Without adequate business insurance, these problems could prove difficult - even impossible - to overcome.

Having adequate business insurance not only helps protect you financially, but it can also give you peace of mind. Business insurance can include a wide range of protection including:

Contractors and small business owners could be eligible for business insurance with customized coverages and limits through the Progressive Commercial AdvantageSM program.

Business Owners Insurance (BOP)

Business Owners insurance is often referred to as BOP, which is short for "Business Owner's Policy". It's a type of business insurance that can include coverages like general liability, personal property, loss of income and other types of business insurance coverages.

You could be eligible to get a BOP through the Progressive Commercial Advantage program as a part of your business insurance plan.
Check eligibility

General Liability Insurance (GL)

General liability coverage is an essential part most business insurance strategies. It could help protect small business owners and contractors from financial liabilities resulting from things like injuries, property damage and lawsuits.

Small business owners could be eligible to carry General Liability insurance as a part of their business owners insurance.

Contractors might need general liability insurance, but not a full BOP. They could be eligible for a business insurance policy with Contractors General Liability insurance instead of a BOP, through the Progressive Commercial Advantage program. Check eligibility

Commercial Vehicle Insurance

Small businesses and contractors often need commercial vehicle insurance as a part of their business insurance strategy. A personal insurance policy might not cover liabilities caused by your commercial vehicles. Browse our full line of commercial vehicle insurance.

Get a commercial vehicle quote online or call us at 1-888-806-9598 to speak with one of our licensed insurance representatives.

Workers' Compensation Insurance

Businesses with multiple employees often need Workers' Compensation insurance included in their business insurance. It can help pay for things like the medical costs and lost wages of employees who become ill or injured while on the job.

Find out if you're eligible for workers' compensation insurance through the Progressive Commercial Advantage program and get a free quote today. Check eligibility

Businesses We Insure

We offer many types of business insurance, including vehicle and General Liability insurance for many businesses such as:

MOTORCYCLE INSURANCE

Insure your bike with Progressive, and receive coverage and claims service from the No. 1 motorcycle insurance group in the country*. We've protected bikes and riders for more than 35 years. From your quote through any claims you might have, our experts are available 24 hours a day to help you.

(If you're looking for auto insurance, we offer that, too.)

Customized Motorcycle Insurance

Build a customized policy to fit your needs. Our program Accessory coverage, Comprehensive and Collision coverage, loss settlement options, Bodily Injury and Property Damage Liability,Medical Payments, Roadside Assistance. To see all of your options, start a motorcycle insurance quote.

Coverage for Different Types of Bikes

Progressive motorcycle insurance covers many types of bikes, so even if you're looking for specific coverage-like scooter insurance,motocross insurance, dirt bike insurance, moped insurance,classic motorcycle insurance, or trike insurance—a motorcycle insurance policy is what you need. Start building your policy today with a Progressive motorcycle insurance quote, and check out our affordable motorcycle insurance rates.

Our motorcycle insurance quotes, available 24/7, include information to help you review your options and choose the best coverage for your bike. Start a quote today-you could save money, while getting the coverage you need.

LIFE INSURANCE

Life insurance makes sense whether you're just getting started or in your prime earning years.

Life insurance can help you financially, whether it's funding your children's education or planning for a comfortable future. Progressive has teamed up with Efinancial* to provide online life insurance quotes, which are available 24/7, so you can shop at your convenience.

Efinancial helps you shop for life insurance any time, no matter where you're located. Just complete a life insurance quote online, and Efinancial will show you up to 12 competitively priced term life insurance policies from America's most trusted insurance providers.

When you shop for term life insurance with Efinancial, you get:

free instant life insurance quotes
low prices
quick and easy life insurance applications
superior customer service

What is term life insurance?

Term life insurance provides coverage for a specific period of time. Generally, you can buy term life insurance for periods of five years or more, and your policy is active until that period passes. The other type of life insurance, whole life insurance (also known as permanent life insurance), covers you throughout your lifetime and has a cash value. You might also hear about universal life insurance, which a form of whole life insurance that doesn’t guarantee your coverage or premium, like whole policies generally do.

Efinancial offers term life insurance quotes from many of the nation's top life insurance companies, so you have several options to find the right life insurance company and policy for your budget.

Why buy life insurance?

Life insurance is something to consider, regardless of your age. Rather than thinking it's morbid, look at life insurance as a smart way to plan for others so they're not left floundering. If you're single, married, a parent, or a grandparent, you can find the right life insurance policy to suit your needs.

With term life insurance, you can match the length of your policy to your specific needs — something many people may not consider. For instance, if your mortgage will be paid off in 15 years, you want to make sure your life insurance policy adequately covers that period. However, after it's paid off, you can adjust your life insurance policy to match your needs at that time.

How much life insurance do you need?

An ideal time to buy life insurance is when you're healthy because you'll pay less. As the years pass, keep in mind that rates change, so even if you already have life insurance, you can get the same — or more — coverage for less money.

Other factors to consider when you're deciding on life insurance include:

medical expenses
your children's age
whether you're the sole income earner
funeral expenses

Planning for life insurance doesn't have to be an unpleasant experience. In fact, it can be quite comforting to know that you've considered all aspects of your life and are ensuring your loved ones are in good hands. Efinancial makes it convenient for you by offering instant online life insurance quotes that can save you both time and money.

Auto Insurance

People choose Progressive car insurance for a number of reasons. They save money. They like how they’re treated. They get rewarded for being a customer.

And 9 in 10 would recommend Progressive to friends. (Thanks!)

Thinking of making the switch? Here’s a preview of what you’ll get with your Progressive car insurance policy:

Savings you can feel confident about

Rest assured, you’re getting a low price that includes the auto insurance discounts that apply to you. You can also give Snapshot a try to see if you should get extra savings based on your good driving.

Little extras to make your life easier

Life is a little sweeter as a Progressive car insurance customer:

Enjoy free policy reviews. Plus, we apply new discounts whenever you become eligible.
Earn Loyalty Rewards, like accident forgiveness, starting from day one.
Get convenient, free glass repairs. You can choose to have your windshield fixed at work, at home or at a shop.

Convenience when it matters most

You’re in charge of car insurance decisions that impact you, like:

Guaranteed repairs: After you report a claim, you can have us handle everything at a Progressive Service Center or bring your car to a network shop; either way, you’ll getguaranteed repairs. Or you can go to the body shop you’ve always trusted.
Flexible payments: Choose, and change, the due date for your auto insurance payments to suit your schedule.
Online exchanges: Sign your car insurance policy documents online if you’d like. (You’ll even get a $50 discount.) And, print proof of insurance cards immediately.

Home Insurance

Protect your house - and your possessions - with homeowners insurance from Progressive Home Advantage

For homeowners, insurance protection is an important aspect of homeownership. Buy home insurance or home insurance, means buying protection for your home - both inside and out

Progressive Home Advantage, underwritten by owners selection of insurance companies *, offers home insurance, condo insurance and renters insurance to new and existing Progressive customers

If you already know what kind of home insurance policy you need, get a home insurance quote today! Or, learn more about

Homeowners insurance

.condo insurance

.Renters Insurance

.What is home insurance

Homeowners insurance, or home insurance, compensates you lost your home and your possessions inside to purchase a home insurance policy provides added security for your investment. Home insurance also protects you if you are legally liable for injuries someone on policy your property and financial losses caused by storms, fire, theft and other events outlined in your policy

?Why buy a condo insurance

Home insurance is not your only option when it comes to protecting your property. When you own a condominium, you - not your condo association - are responsible for what is inside your condo. That's why having a personal condo insurance policy is important

?Why buy renters insurance

Renters insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances - political situations your apartment owner does not cover

What is Insurance ?

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss

An insurer or the insurance company is a company selling the insurance, the insured or policyholder is the person or entity to purchase an insurance policy. The amount of money charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of assessing and controlling risk, has evolved as a separate field of study and practice

The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in case of financial loss (personal) . The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated